The Credit Union HLPR Mortgage

HLPR Rates: 3/1 ARM
(10/10/2014)

The HLPR rate will be at least one point below the national average rate on 3/1 ARMS. CUNA will publish weekly that HLPR rate based the national average rate on 3/1 ARMs. During any month, credit unions may use the rate established as of the last week of the previous month, or the latest weekly rate available, at the option of the credit union.

Month Ending National Average HLPR Rate
September 30 3.000 2.000 or less
2014
Week Ending National Average HLPR Rate
October 10 3.000 2.000 or less
October 3 3.000 2.000 or less
September 26 3.000 2.000 or less
September 19 3.000 2.000 or less
September 12 3.000 2.000 or less
September 5 3.000 2.000 or less
August 29 3.000 2.000 or less
August 1 2.875 1.875 or less
July 25 2.875 1.875 or less
July 18 2.875 1.875 or less
July 11 3.000 2.000 or less
July 4 3.000 2.000 or less
June 27 3.000 2.000 or less
June 20 2.875 1.875 or less
June 13 2.875 1.875 or less
June 6 2.875 1.875 or less
May 30 2.875 1.875 or less
May 16 2.875 1.875 or less
May 9 2.875 1.875 or less
May 2 3.000 2.000 or less
April 25 3.000 2.000 or less
April 18 3.000 2.000 or less
April 11 3.000 2.000 or less
March 28 3.000 2.000 or less
March 21 3.000 2.000 or less
March 14 3.000 2.000 or less
March 7 3.000 2.000 or less
February 28 3.000 2.000 or less
February 21 3.000 2.000 or less
February 14 3.000 2.000 or less
February 7 3.000 2.000 or less
January 31 3.000 2.000 or less
January 24 3.000 2.000 or less
January 17 3.000 2.000 or less
January 10 3.000 2.000 or less
January 3 3.000 2.000 or less
2013
Week Ending National Average HLPR Rate
December 27 3.000 2.000 or less
December 20 3.000 2.000 or less
December 13 3.000 2.000 or less
Novermber 29 3.000 2.000 or less
Novermber 21 3.000 2.000 or less
Novermber 15 3.000 2.000 or less
Novermber 8 3.000 2.000 or less
Novermber 1 3.000 2.000 or less
October 25 3.000 2.000 or less
October 18 3.000 2.000 or less
October 11 3.000 2.000 or less
October 4 3.000 2.000 or less
September 27 3.000 2.000 or less
September 20 3.000 2.000 or less
September 13 3.000 2.000 or less
September 6 3.000 2.000 or less
August 30 3.000 2.000 or less
August 23 3.000 2.000 or less
August 16 3.000 2.000 or less
August 9 3.125 2.125 or less
August 2 3.125 2.125 or less
July 19 3.125 2.125 or less
July 12 3.125 2.125 or less
July 5 3.250 2.250 or less
June 28 3.250 2.250 or less
June 21 3.250 2.250 or less
June 14 3.250 2.250 or less
June 7 3.125 2.125 or less
May 31 3.125 2.125 or less
May 24 3.125 2.125 or less
May 17 3.125 2.125 or less
May 10 3.125 2.125 or less
May 3 3.250 2.250 or less
April 26 3.250 2.250 or less
April 19 3.250 2.250 or less
April 12 3.250 2.250 or less
April 5 3.250 2.250 or less
March 29 3.250 2.250 or less
March 22 3.250 2.250 or less
March 15 3.250 2.250 or less
March 8 3.250 2.250 or less
March 1 3.250 2.250 or less
February 22 3.250 2.250 or less
February 15 3.250 2.250 or less
February 8 3.250 2.250 or less
February 1 3.250 2.250 or less
January 25 3.250 2.250 or less
January 18 3.500 2.500 or less
January 11 3.500 2.500 or less
January 4 3.500 2.500 or less
2012
Week Ending National Average HLPR Rate
December 21 3.250 2.250 or less
December 14 3.250 2.250 or less
December 7 3.250 2.250 or less
November 30 3.250 2.250 or less
November 23 3.250 2.250 or less
November 16 3.250 2.250 or less
November 9 3.250 2.250 or less
November 2 3.250 2.250 or less
October 26 3.250 2.250 or less
October 19 3.250 2.250 or less
October 12 3.250 2.250 or less
October 5 3.250 2.250 or less
September 28 3.250 2.250 or less
September 21 3.250 2.250 or less
September 14 3.250 2.250 or less
September 7 3.750 2.750 or less
August 31 3.750 2.750 or less
August 24 3.750 2.750 or less
August 17 3.750 2.750 or less
August 10 3.750 2.750 or less
August 3 3.250 2.250 or less
July 27 3.250 2.250 or less
July 20 3.375 2.375 or less
July 13 3.375 2.375 or less
July 6 3.375 2.375 or less
June 29 3.375 2.375 or less
June 22 3.375 2.375 or less
June 15 3.375 2.375 or less
June 8 3.375 2.375 or less
June 1 3.375 2.375 or less
May 25 3.375 2.375 or less
May 18 3.375 2.375 or less
May 11 3.375 2.375 or less
May 4 3.375 2.375 or less
April 27 3.375 2.375 or less
April 20 3.375 2.375 or less
April 13 3.375 2.375 or less
April 6 3.375 2.375 or less
March 30 3.375 2.375 or less
March 23 3.375 2.375 or less
March 16 3.375 2.375 or less
March 9 3.375 2.375 or less
March 2 3.375 2.375 or less
February 29 3.375 2.375 or less
February 24 3.375 2.375 or less
February 17 3.375 2.375 or less
February 10 3.375 2.375 or less
February 3 3.375 2.375 or less
January 27 3.375 2.375 or less
January 20 3.375 2.375 or less
January 13 3.375 2.375 or less
January 6 3.375 2.375 or less
2011
Week Ending National Average HLPR Rate
December 30 3.375 2.375 or less
December 23 3.375 2.375 or less
December 16 3.500 2.500 or less
December 9 3.500 2.500 or less
December 2 3.500 2.500 or less
November 25 3.500 2.500 or less
November 18 3.500 2.500 or less
November 11 3.500 2.500 or less
November 4 3.500 2.500 or less
October 28 3.625 2.625 or less
October 21 3.625 2.625 or less
October 14 3.375 2.375 or less
October 7 3.375 2.375 or less
September 30 3.625 2.625 or less
September 23 3.500 2.500 or less
September 16 3.500 2.500 or less
September 9 3.375 2.375 or less
September 2 3.500 2.500 or less
August 26 3.375 2.275 or less
August 19 3.375 2.275 or less
August 12 3.375 2.275 or less
August 5 3.375 2.275
July 29 3.500 2.500 or less
July 22 3.500 2.500 or less
July 15 3.500 2.500 or less
July 8 3.500 2.500 or less
July 1 3.625 2.625 or less
June 24 3.625 2.625 or less
June 17 3.625 2.625 or less
June 10 3.625 2.625 or less
June 3 3.625 2.625 or less
May 27 3.750 2.750 or less
May 20 3.750 2.750 or less
May 13 3.750 2.750 or less
May 6 3.750 2.750 or less
April 29 3.750 2.750 or less
April 22 3.875 2.875 or less
April 15 4.000 3.000 or less
April 8 3.875 2.875 or less
April 1 4.000 3.000 or less
March 25 3.875 2.875 or less
March 18 4.000 3.000 or less
March 11 4.000 3.000 or less
February 25 4.125 3.125 or less
February 18 5.250 4.250 or less
February 11 3.875 2.875 or less
February 4 3.750 2.750 or less
January 28 4.000 3.000 or less
January 21 3.875 2.875 or less
January 14 3.875 2.875 or less
January 7 3.875 2.875 or less
2010
Week Ending National Average HLPR Rate
December 31 4.000 3.000 or less
December 24 4.000 3.000 or less
December 17 3.875 2.875 or less
December 10 3.750 2.750 or less
December 3 3.875 2.875 or less
November 26 3.875 2.875 or less
November 19 3.875 2.875 or less
November 12 3.875 2.875 or less
November 5 4.000 3.000 or less
October 29 4.000 3.000 or less
October 22 4.000 3.000 or less
October 15 4.000 3.000 or less
October 8 3.875 2.875 or less
October 1 4.000 3.000 or less
September 24 4.000 3.000 or less
September 17 4.125 3.125 or less
September 10 4.000 3.000 or less
September 3 4.000 3.000 or less
August 27 4.125 3.125 or less
August 20 4.125 3.125 or less
August 13 4.125 3.125 or less
August 6 4.125 3.125 or less
July 30 4.250 3.250 or less
July 23 4.250 3.250 or less
July 16 4.250 3.250 or less
July 9 4.250 3.250 or less
July 2 4.375 3.375 or less
June 25 4.375 3.375 or less
June 18 4.375 3.375 or less
June 11 4.375 3.375 or less
June 4 4.250 3.250 or less
May 28 4.375 3.375 or less
May 21 5.125 4.125 or less
May 14 4.375 3.375 or less
May 7 4.50 3.50 or less
April 30 4.50 3.50 or less
April 23 4.50 3.50 or less
April 16 4.50 3.50 or less
April 9 4.50 3.50 or less
April 2 4.625 3.625 or less
March 26 4.625 3.625 or less
March 19 4.500 3.500 or less
March 12 4.500 3.500 or less
March 5 4.500 3.500 or less
February 19 4.625 3.625 or less
February 12 4.625 3.625 or less
February 5 4.625 3.625 or less
January 29 4.750 3.750 or less
January 15 4.750 3.750 or less
January 8 4.750 3.750 or less
January 1 4.750 3.750 or less
2009
Week Ending National Average HLPR Rate
December 25 4.625 3.625 or less
December 18 4.625 3.625 or less
December 11 4.625 3.625 or less
December 4 4.625 3.625 or less
November 27 4.625 3.625 or less
November 20 4.625 3.625 or less
November 13 4.625 3.625 or less
November 6 4.750 3.750 or less
October 30 4.750 3.750 or less
October 23 4.750 3.750 or less
October 16 4.750 3.750 or less
October 9 4.750 3.750 or less
October 2 4.875 3.875 or less
September 25 4.875 3.875 or less
September 18 4.875 3.875 or less
September 11 4.875 3.875 or less
September 4 4.875 3.875 or less
August 28 4.875 3.875 or less
August 21 5.000 4.000 or less
August 14 5.000 4.000 or less
August 7 5.000 4.000 or less
July 31 5.000 4.000 or less
July 24 5.000 4.000 or less
July 17 5.125 4.125 or less
July 10 5.125 4.125 or less
July 4 5.125 4.125 or less
June 26 5.125 4.125 or less
June 19 5.125 4.125 or less
June 12 5.000 4.000 or less
June 5 5.000 4.000 or less
May 29 4.875 3.875 or less
May 22 5.000 4.000 or less
May 15 5.000 4.000 or less
May 8 5.000 4.000 or less
May 1 5.000 4.000 or less
April 24 5.125 4.125 or less
April 17 5.125 4.125 or less
April 10 5.125 4.125 or less
April 3 5.125 4.125 or less
March 27 5.250 4.250 or less
March 20 5.250 4.250 or less
March 13 5.250 4.250 or less
March 6 5.375 4.375 or less
February 27 5.250 4.250 or less
February 20 5.250 4.250 or less
February 13 5.375 4.375 or less
February 3 5.375 4.375 or less
January 30 5.375 4.375 or less
January 23 5.250 4.250 or less
January 16 5.250 4.250 or less
January 9 5.375 4.375 or less
January 2 5.500 4.500 or less
2008
Week Ending National Average HLPR Rate
December 26 5.625 4.625 or less
December 19 5.750 4.750 or less
December 12 5.875 4.857 or less
December 5 5.875 4.875 or less
November 28 5.875 4.875 or less
November 21 5.875 4.857 or less
November 14 6.000 5.000 or less
November 7 6.125 5.125 or less
October 31 6.000 5.000 or less
October 24 6.000 5.000 or less
October 17 6.000 5.000 or less
October 10 5.875 4.875 or less
October 3 6.000 5.000 or less
September 26 5.750 4.750 or less
September 19 5.750 4.750 or less
September 12 5.875 4.875 or less
September 5 6.000 5.000 or less
August 29 6.000 5.000 or less
August 22 6.000 5.000 or less
August 15 6.000 5.000 or less
August 8 6.000 5.000 or less
August 1 6.125 5.125 or less
July 25 6.000 5.000 or less
July 18 5.875 4.875 or less
July 11 5.875 4.875 or less
July 4 5.875 4.875 or less
June 27 6.000 5.000 or less
June 20 6.000 5.000 or less
June 13 5.625 4.625 or less
June 6 6.250 5.250 or less
May 30 5.500 4.500 or less
May 23 5.500 4.500 or less
May 16 5.500 4.500 or less
May 9 5.625 4.625 or less
May 2 6.125 5.125 or less
April 25 6.125 5.125 or less
April 18 5.625 4.625 or less
April 11 5.625 4.625 or less
April 4 5.625 4.625 or less
March 28 5.750 4.750 or less
March 21 5.750 4.750 or less
March 14 5.625 4.625 or less
March 7 5.375 4.375 or less
February 29 5.500 4.500 or less
February 22 5.375 4.375 or less
February 15 5.250 4.250 or less
February 8 5.375 4.375 or less
February 1 5.375 4.375 or less
January 25 5.625 4.625 or less
January 18 5.625 4.625 or less
January 11 5.875 4.875 or less
January 4 6.000 5.000 or less
2007
Week Ending National Average HLPR Rate
December 28 6.125 5.125 or less
December 21 6.125 5.125 or less
December 14 6.000 5.000 or less
December 7 6.000 5.000 or less
November 29 6.000 5.000 or less
November 23 6.000 5.000 or less
November 16 6.000 5.000 or less
November 9 6.000 5.000 or less
November 2 6.125 5.125 or less
October 26 6.250 5.250 or less
October 19 6.250 5.250 or less
October 12 6.250 5.250 or less
October 5 6.375 5.375 or less
September 28 6.375 5.375 or less
September 21 6.375 5.375 or less
September 14 6.375 5.375 or less
September 7 6.500 5.500 or less
August 31 6.500 5.500 or less
August 24 6.375 5.375 or less
August 17 6.375 5.375 or less
August 10 6.375 5.375 or less
August 3 6.375 5.375 or less
July 27 6.375 5.375 or less
July 20 6.375 5.375 or less
July 13 6.375 5.375 or less
July 6 6.375 5.375 or less
June 29 6.375 5.375 or less
June 22 6.375 5.375 or less
June 15 6.375 5.375 or less
June 8 6.250 5.250 or less
June 1 6.125 5.125 or less
May 25 6.125 5.125 or less
May 18 6.125 5.125 or less
May 11 6.000 5.000 or less
May 4 6.000 5.000 or less
April 27 6.125 5.125 or less
April 20 6.125 5.125 or less
April 13 6.125 5.125 or less
April 6 6.000 5.000 or less
March 30 6.000 5.000 or less
March 23 6.000 5.000 or less
March 16 6.000 5.000 or less
March 9 6.000 5.000 or less
March 2 6.125 5.125 or less
February 28 6.125 5.125 or less
February 23 6.125 5.125 or less
February 16 6.250 5.250 or less
February 9 6.250 5.250 or less
February 2 6.125 5.125 or less
January 26 6.125 5.125 or less
January 19 6.125 5.125 or less
January 5 6.125 5.125 or less
2006
Week Ending National Average HLPR Rate
December 29 6.125 5.125 or less
December 22 6.125 5.125 or less
December 15 6.125 5.125 or less
December 8 6.125 5.125 or less
December 1 6.125 5.125 or less
November 24 6.125 5.125 or less
November 17 6.250 5.250 or less
November 10 6.250 5.250 or less
November 3 6.250 5.250 or less
October 27 6.250 5.250 or less
October 20 6.250 5.250 or less
October 13 6.125 5.125 or less
October 6 6.125 5.125 or less
September 29 6.125 5.125 or less
September 22 6.250 5.250 or less
September 15 6.250 5.250 or less
September 8 6.250 5.250 or less
September 1 6.250 5.250 or less
August 25 6.250 5.250 or less
August 18 6.375 5.375 or less
August 11 6.375 5.375 or less
August 4 6.375 5.375 or less
July 28 6.500 5.500 or less
July 21 6.500 5.500 or less
July 14 6.500 5.500 or less
July 7 6.500 5.500 or less
June 30 6.500 5.500 or less
June 23 6.375 5.375 or less
June 16 6.375 5.375 or less
June 9 6.250 5.250 or less
June 2 6.250 5.250 or less
May 26 6.250 5.250 or less
May 19 6.250 5.250 or less
May 12 6.250 5.250 or less
May 6 6.250 5.250 or less
April 28 6.125 5.125 or less
April 21 6.125 5.125 or less
April 14 6.125 5.125 or less
April 7 6.125 5.125 or less
March 31 6.000 5.000 or less
March 24 6.000 5.000 or less
March 17 6.000 5.000 or less
March 10 6.000 5.000 or less
March 3 6.000 5.000 or less
February 24 6.000 5.000 or less
February 17 6.000 5.000 or less
February 10 6.000 5.000 or less
February 3 5.875 4.875 or less
January 27 5.750 4.750 or less
January 20 5.875 4.875 or less
January 13 5.875 4.875 or less
January 6 5.875 4.875 or less
2005
Week Ending National Average HLPR Rate
December 22 5.750 4.750 or less
December 16 5.875 4.875 or less
December 9 5.875 4.875 or less
December 2 5.750 4.750 or less
November 25 5.750 4.750 or less
November 18 5.875 4.875 or less
November 11 5.750 4.750 or less
November 4 5.750 4.750 or less
October 28 5.625 4.625 or less